Retirement Planning Check-List

  1. 1 Year Before Retiring
  2. 9 Months Before Retiring
  3. 6 Months Before Retiring
  4. 2 Months Before Retiring
  5. Once You're Retired

1 Year Before Retiring

  • Use the Retirement Estimate Calculator or request a formal estimate to assess your monthly benefit
  • Discuss your plans with your spouse
  • Attend a Brown Bag meeting
  • Complete and submit a Request to Purchase Service Credit Form (PDF) to Merced County Employees' Retirement Association (MCERA), if applicable
  • Contact MCERA should you have a marriage separation as you must provide MCERA a copy of the court order resolving the claim before you can receive benefits.  Retirement benefits are considered community property.