Throughout Your Career
Throughout your career, while you are a contributing member of MCERA, you might want to check to see how you are progressing on your path to retirement. You will receive an annual Statement of Benefits that will tell you the balance of your contributions and interest, how much service credit you have accrued, and give you an estimated retirement benefit based on possible retirement dates.
You might also take a moment to consider some of the topics in this section to make sure you have done everything you can to plan for your secure future.
Remember, it's never too early to plan for your retirement! What you do for your retirement plan today could reward you in the future.
Some members who become disabled may be eligible for a disability retirement. The two types of disability retirement are service connected disability and non-service connected disability.
If you leave the service of a MCERA-covered employer before you are eligible to retire, you will be asked to make a decision about the contributions and accrued interest in your MCERA account.
Service credit measures the amount of time you have participated in MCERA, and is one of the four factors used to determine the amount of your lifetime pension.
Reciprocity is a feature that recognizes the mobility of the work force. Establishing reciprocity allows you to move from one California public service agency to another, under certain conditions, without jeopardizing your earned retirement service credit.
Survivor benefits are available for actively employed members.