How Do I Learn More About Reciprocity and Its Benefits?

What Is Reciprocity?

Reciprocity is an agreement between two public retirement systems that allows eligible members to move from one employer to another (within a six-month period) without any loss of credited retirement service or vesting years.

What Are the Benefits of Reciprocity?

Reciprocity enables you to preserve and enhance your total system benefits. Essentially, if you are eligible it gives you portability by allowing you to leave your retirement contributions on deposit regardless of your length of service and to take a deferred retirement. Your current contribution rate is based on your age when you entered the previous agency’s system rather than your MCERA entry age and would probably be a lower rate (Tier I – III).

  • Your years of retirement service at the previous agency count toward meeting the retirement service credit requirement for vesting and eligibility to retire (see “Service Credit” in the Active Employees section).
  • Benefits from both retirement systems are based on your highest compensation earnable under either system.
  • Those members entering the plan on or after January 1, 2013 who are eligible and who establish reciprocity may be placed in Tier III if their membership date with the reciprocal agency was before January 1, 2013.