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1. What are my options if I terminate employment before I am eligible to retire?
2. How long does it take to get a refund of my contributions?
3. How do I Select a Termination Option?
4. How much time do I have after separation to establish reciprocity?
5. Can I withdraw my contributions at a later date if I have established reciprocity?
6. Is the 20% federal income tax withholding mandatory for lump sum return of contributions?
7. Is there a state income tax withholding that is mandatory for lump sum return of contributions?
8. If I choose a deferred retirement when can I retire?
9. If I choose a deferred retirement and later change my mind can I withdraw my contributions?