When to Apply for Disability Retirement

When Should an Application Be Filed?

  • You should apply when you have medical proof that your medical condition prevents you from permanently performing your regular job duties
  • You may apply while you are still employed
  • You may apply within four (4) months after you have separated from employment
  • You may apply any time after you have separated from employment if
    • (1) you have been continuously disabled since your separation
    • (2) you can substantiate that you could not have known, with medical certainty, that your condition was permanent
    • (3) MCERA’s ability to investigate your application has not been impaired because of an unreasonable delay in filing the application.
  • You may not apply if you have withdrawn your retirement contributions. Withdrawing contributions forfeits any rights to retirement benefit, whether disability related or regular service.