If I choose a deferred retirement and later change my mind can I withdraw my contributions?
Yes, as long as you have not established reciprocity you may withdraw your contributions at any time. Please keep in mind that if you choose to withdraw your contributions you forfeit any rights to a service or disability retirement at a later date.

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1. What are my options if I terminate employment before I am eligible to retire?
2. How long does it take to get a refund of my contributions?
3. How do I Select a Termination Option?
4. How much time do I have after separation to establish reciprocity?
5. Can I withdraw my contributions at a later date if I have established reciprocity?
6. Is the 20% federal income tax withholding mandatory for lump sum return of contributions?
7. Is there a state income tax withholding that is mandatory for lump sum return of contributions?
8. If I choose a deferred retirement when can I retire?
9. If I choose a deferred retirement and later change my mind can I withdraw my contributions?