Is it to my advantage to purchase or "buy back" credit for my previous service?
Possibly. Purchasing credit for previous service could increase your service connected or non-service-connected disability retirement allowance. If you have less than five (5) years of retirement service credit, "buying back" credit for your previous service may allow you to become eligible to apply for non-service connected disability retirement.

You should contact staff at MCERA to determine if it would help you to receive credit for your previous service.

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1. Who may apply for a disability retirement?
2. May another person file an application for me?
3. When should an application be filed?
4. How do I apply?
5. How is my eligibility to receive a disability retirement determined?
6. How long does the determination of disability take?
7. Do I need an attorney to help me?
8. May I receive a service retirement allowance while waiting for the Board of Retirement to decide upon my application?
9. Could there be any consequences if I take a service retirement allowance pending the Board of Retirement's decision?
10. If my application is approved, when will my disability retirement allowance become effective?
11. When will I receive my first check?
12. How much money will my retirement allowance be?
13. Will my retirement allowance ever change?
14. Will I still be eligible for medical and dental insurance?
15. May I continue to work for the County if I am found to be disabled?
16. May I obtain employment other than County employment if I am found to be disabled?
17. Can my disability retirement be cancelled at a later date?
18. Is it to my advantage to purchase or "buy back" credit for my previous service?
19. If I have reciprocity with the Public Employees' Retirement System and/or any other 37 Act county, do I need to advise the other system(s) of my disability retirement?
20. Is my retirement allowance reported to the Internal Revenue Service (IRS)?
21. Are taxes withheld from my retirement allowance?